V12 Retail Finance

2.17K reviews
Content rating
PEGI 3
100K+
Downloads
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About this app

V12 Retail Finance

Make managing your V12 Finance easy with our app.

Check your balance, make payments, access important documents and message us whenever you need support. Stay on top of your account wherever you are with the V12 Retail Finance app.

Use our app to:

• Keep track of your balance and payments
• Manage payments and change your payment date
• Pay extra or pay off your agreement early
• Get help when you need it, wherever you are
• View and download important documents
• Check your eligibility for a personal loan


Important Information

The V12 Retail Finance app is compatible with mobile devices only.

You will be required to accept our app Terms of Use before being able to access our app. Your phone’s signal and functionality may affect your service.

We take your online safety seriously and use the latest security measures to protect your accounts, personal information, and privacy.


Company Information

V12 Retail Finance offers credit products. Credit is subject to status and is only available to UK residents aged 18 and over. Minimum and maximum spend applies. Failure to maintain payments may mean charges are incurred, more is repaid than borrowed and it can make future borrowing more difficult.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

V12 Retail Finance is a trading name of Secure Trust Bank PLC. Registered in England and Wales 541132. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration Number 204550. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH.


Broker Information

For Retail Finance

V12 Retail Finance Limited is a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. .
For Personal Finance

V12 Personal Finance is a trading name of V12 Retail Finance Limited. V12 Retail Finance Limited is a credit broker, not a lender. V12 Personal Finance introduces you to a limited range of brokers or lenders who may offer you a loan. V12 Personal Finance does not work with the whole of the lending market, meaning other loans may be available to you elsewhere. V12 Personal Finance does not give you any recommendation or advice. V12 Personal Finance acts for itself and is not impartial. It does not act for you or for the lenders or brokers it works with.

V12 Personal Finance receives a fixed or percentage commission payment from the lender or broker if you take out a loan. The commission it receives varies depending on the product, loan amount and APR. Loan offers (if available) are shown in this order: unsecured loans followed by secured loans, ranked by the closest matched loan amount, term and lowest APR respectively. Before completing your application, you will be shown the commission arrangement between V12 Personal Finance and the lender or broker you have selected.
Make managing your V12 Finance easy with our app.
Updated on
Sep 23, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info and Financial info
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

2.15K reviews
Heather Maid
June 11, 2025
Having seen a few reviewers struggled with the app I was a bit nervous to use. However,it has all set up. I like the easy of seeing the agreement, and easy click change options, such as direct debit collection date. One flaw in programming I would like to see change - the select buttons eg where it says 'change date' with the arrow at the end of the button, if you click the arrow nothing happens - you have to click the words 'change date' so why have the arrow? It's annoying and needs changing!
43 people found this review helpful
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V12 Retail Finance Limited
June 12, 2025
Hi Heather. Thanks so much for taking the time to leave us such great feedback. We appreciate it and we’ve noted your suggestion about the button design for future updates. Thanks, Katie
Christy joy Rivera
August 18, 2026
you can not see how much you pay as the colour of digital is white. also the app gets stuck at waiting response from bank after payment.
1 person found this review helpful
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V12 Retail Finance Limited
August 19, 2026
Thank you for your review Christy, we're sorry you've experienced these issues. As a workaround for the white text, you can change the settings on your device to turn off dark mode. We've now fixed both issues you shared and an update should be available in the Google Play Store shortly. Thanks again for sharing the feedback
Alison Hagan
September 15, 2026
easy to use, easy to find out what you still owe
1 person found this review helpful
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What’s new

Good news! You can now see more information about your pending agreements, along with a few behind-the-scenes improvements.