MiniPay: Global Money App

40.1K reviews
Content rating
PEGI 3
10M+
Downloads
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About this app

MiniPay is a self-custodial stablecoin wallet built for real-world money movement. Hold USDT, send across borders in seconds, and cash out in local currency across 66 countries.

Hold & buy stablecoins
• Buy USDT, USDC, or USDm directly in your wallet using credit card, bank transfer, Apple Pay, mobile money, and more.
• Swap between stablecoins instantly with a simple drag and drop.
• Deposit any crypto and convert to USDT or USDC instantly.

Send money globally
• Send USDT to anyone in 66 countries — Nigeria, Ghana, South Africa, Brazil, Germany, Poland, France, Turkey, the United States, and more.
• Transfers arrive in seconds at some of the most competitive rates available.
• Trusted by millions of users worldwide.

Cash out in local currency
• Withdraw to local currency in 66 countries via bank transfer, mobile money, and other local payment methods.
• Zero MiniPay fees on deposits and withdrawals.

USD & EUR virtual accounts
• Get verified US and EU banking details instantly.
• Receive payments from the US and Europe directly into your wallet.
• Withdraw to your local currency at competitive rates.
• Virtual accounts are provided by regulated third-party partners.

Earn on your balance
• Earn rewards of up to 2% weekly on your stablecoin balance.
• No lockups. No minimums.

IMPORTANT DISCLOSURES
MiniPay is a non-custodial wallet built on the Celo blockchain. All transactions are facilitated using USD stablecoins. All exchanges between stablecoins and local currencies are facilitated by third-party providers. Third-party restrictions and Terms and Conditions apply.

Zero Fee top-ups and withdrawals are available in select markets with select third-party providers. Third-party restrictions and Terms and Conditions apply.
Hold USDT. Send money globally. Cash out in local currency. 66 Countries
Updated on
Sep 14, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 4 others
  • This app may collect these data types
    Personal info, App info and performance, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

39.8K reviews
Filipe Governa
September 18, 2026
Advertises "You can also add money in 60+ countries using local payment methods, also with zero fees" in Europe, charges outrageous fees if you deposit in EUR. Otherwise good. Good cashback (5%) and interest (2% per week). Update 1: Doesn't work. All payments declined with reason "Do not honor". Update 2: Still doesn't work. $588.49 transaction declined for "insufficient balance" despite having $610.03 balance. Update 3: Finally worked. Charged me $11.17 (!) for €8.95 ($10.33) transaction (!)
6 people found this review helpful
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Opera
September 9, 2026
We appreciate your feedback about payment issues. We're looking into this and want to help. Please contact our support team at minipay@support.opera.com with more details, and we’ll work to resolve it. Thank you!
Lizelle November
September 18, 2026
What an absolute waste of time! Whilst you can earn a few bucks using mini apps, trying to withdraw your cash is an absolute nightmare. The support centre? An absolute joke. You have to explain the problem over and over again and send multiple screen shots. Wondering if this is not just a scam to get their number of downloads up and to get more people to use the equally dodgy mini apps.
6 people found this review helpful
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Bwmxmd
August 10, 2026
I've been using Mini Pay for a while and always had a good experience, but I'm currently facing an issue. I made a transfer almost 6 days ago and it still hasn't reached the recipient. I've tried reaching out to support via email a few times, but I haven't received any reply yet. I understand delays happen, but I would really appreciate some clarity on what's going on with my transaction. A quick response or update from the team would mean a lot. Hoping this gets resolved soon.
21 people found this review helpful
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What’s new

We are working to make MiniPay better!
This version includes:
- UI/UX improvements
- bug fixes