Tide Business Current Account

25.7K reviews
Content rating
PEGI 3
1M+
Downloads
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About this app

Tide’s all-in-one business banking platform helps small business owners, start-ups, entrepreneurs, sole traders, and freelancers save time and money with smarter mobile business banking and finance solutions.

Open a fully-integrated UK business bank account to manage business finances, payments, cash flow, savings and access to working capital – all in one optimised mobile business banking app.

Why Tide for Business Banking?
• 2,000,000+ small businesses and entrepreneurs already use our app
• Open a free online business bank account in minutes—no monthly bank fees
• Manage your business finances from any mobile device or desktop

Business Banking Features
• Free business Mastercard – no monthly or hidden bank fees
• FSCS protection up to £85,000 for your account
• Simple switching service for your business bank
• Designed to simplify small business banking, finance management and support growth

Get Paid Fast
• Send custom invoices and match business payments easily
• Use Payment Links for instant business payments
• Accept card payments anywhere with our Mobile Business Card Reader (eligibility applies)
• Improve cash flow and working capital management with faster payments

Save Smarter with Business Savings
• Open a Business Savings Account and earn interest from £1
• Access and manage your business savings anytime in-app
• A simple way for small businesses to grow reserves and plan for future expenses
• Build stronger financial planning and stability with your Tide business bank

Control Expenses with Banking Tools
• Order up to 50 Expense Cards for your business team
• Set card limits and upload receipts to manage business expenses
• Connect Apple Pay and Google Pay to your business bank account for mobile payments
• Track costs and control company spending to manage finances effectively

Mobile Accounting Made Easy
• Tag business income and expenses
• Sync with Xero, QuickBooks, Sage, or give your accountant access
• Automated business profit & loss and VAT reports in the app
• Keep your business finances organised without complex spreadsheets
• Simplify entrepreneur finance management alongside your business banking

Business Loans
• Compare and apply for business funding, credit, working capital, and alternative finance options without affecting your credit score
• Flexible finance options to support small business growth

Secure Mobile Banking
• Freeze or replace lost business cards in-app
• Make international payments with no extra bank fees
• Safe PIN access and instant money withdrawals or deposits


What business owners say:
• “A disruptor in the conventional banking system.” – BBC News
• “Making waves in business banking.” – The Telegraph

Get started:
Download the Tide mobile banking app and open your free business bank account in minutes. Manage your business finances, payments, and savings in one simple mobile app.

Visit our website: www.tide.co
Like us on Facebook: www.facebook.com/tidebanking
Follow us on Twitter: @TideBanking
Follow us on Instagram: @tidebanking
Address: 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL

Tide is built around our community, and we’re constantly working to improve your business banking and finance experience.
See what’s new: https://www.tide.co/blog/new-feature/

💙 Tide | Do what you love 💙

Download the Tide app to get started.
Online Current Account UK: Manage invoices, payments, billing for Small Business
Updated on
Oct 5, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 4 others
  • This app may collect these data types
    Personal info, Financial info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

25.1K reviews
Chris McDonough
September 17, 2026
Just terrible, as others have said. the app is completely unresponsive. you can't get past the blue screen. my money and transactions are all locked into this app. I want to take my money out and move everything but can't even access it. it's ridiculous. the most basic element of banking is being able to bank. When I first opened it, after a couple of weeks I couldn't make transfers. They say they go through but never went anywhere. I will have to go to court if they hold my money any longer.
6 people found this review helpful
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Tide Platform Ltd
September 17, 2026
Hi, Chris. We get why you'd feel frustrated about this. It's your right to raise a complaint: https://www.tide.co/complaints/ It's never our intention to interrupt your business operations. We recommend updating the Tide app to version 3.207.0 or later. We'll use the details you've provided, so that we can prioritise this internally as well.
Adam Russell
September 18, 2026
Edit: restarting my phone fixed the issue the app doesn't even load. I signed up for an account hours ago and can't even get into the app to finish setting it up. I've tried calling and been on hold waiting to speak to someone for 40 minutes and nothing. I left a voicemail for a call back and nothing. This is probably the worst first impression tide could possibly make for a new customer. How are people supposed to use this to run a business?!
4 people found this review helpful
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Tide Platform Ltd
September 18, 2026
Hi Adam, we get how frustrating this must be, especially when you've just signed up. Please, make sure that your Tide app is updated at least to version 3.207.0 and then restart your phone. If the issue persists, please, send us an email at hello@tide.co addressed FAO Maria.
Ed Fairman
September 14, 2026
The app is completely unusable. I repeatedly get stuck on the Tide splash screen and it never loads beyond it, meaning I cannot access my account or see my finances. I have deleted and reinstalled the app countless times, but the problem persists. This is extremely frustrating, particularly for a banking app where reliable access to your finances is essential. Please investigate and fix this immediately. Customers need to be able to access their accounts when they need to.
3 people found this review helpful
Did you find this helpful?
Tide Platform Ltd
September 14, 2026
Hi Ed, we hear how frustrating this is. Having no account access can be disruptive for any business owner. Please check if your Tide app is updated to version 3.207.0 or later, then try to restart your phone. If the issue persists, contact us via email at hello@tide.co titled 'FAO Elizabeth.' Once you do that, we'll raise this internally.

What’s new

We're always working on improvements to the Tide app to help save businesses time and money. Get ready to save even more time on your finance admin: All new Tide application, Release 3.219.0 (Build 963) is here! Packed with smart features, plus we've upgraded our app to give you an even better experience.