TallyMoney, powered by gold

601 reviews
Content rating
PEGI 3
50K+
Downloads
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About this app

Break free from traditional banking.

TallyMoney automatically converts your money into real gold, and lets you make card payments anywhere in the world in local currency.

No hidden fees, no inflation – just real gold, real control.

WHY SAVERS SWITCH TO TALLYMONEY
➡️ Tired of gold apps that lock your funds, hide their fees, or disappear when you need help?
➡️ With TallyMoney, your gold stays accessible, your fees stay transparent, and your support team stays available.
➡️ Make payments or withdraw local currency anytime - no delays, no red tape. ➡️ Your savings are stored in physical gold, fully insured, stored in Swiss vaults, LBMA-accredited, and 100% yours.

And if you ever need assistance, we’re here six days a week - via in-app chat, phone, or email. Real support, from real people.

WHY TALLYMONEY?
➡️ Convert money to gold instantly – 1 tally = 1mg of physical gold, safely stored in a Swiss vault
➡️ Spend in local currency worldwide – your gold balance is converted at the point of transaction when you pay online or withdraw cash at ATMs
➡️ Zero fees on payments and ATM withdrawals – no surprises, just sound money
➡️ Fully insured, audited, and protected – Your gold is legally yours, not the bank’s
➡️ Save with confidence – No inflation, no bank restrictions, no negative interest rates
➡️ Track your balance in real-time – Easily monitor your gold savings and transactions in-app

WHO TALLYMONEY IS FOR

Sitting on savings or pension withdrawals and tired of getting nothing in return?
Tally helps you protect your lump sum from inflation, tax changes, and weak interest rates - without risky investments. Just solid value held in physical gold, with everyday access to your money.

⭐️ Want to buy gold but unsure where to start?
Tally makes owning physical gold simple, with the convenience and ease of a debit card. No complexity, no hidden charges - just real value you control.

💷 Fed up with fiat money and financial systems you don’t trust?
Tally lets you save in physical gold, fully owned and securely stored, while spending in local currency using your debit card.

📣 Already living the sound money life?
Tally gives you a way to store value in gold while making everyday payments in local currency, alongside Bitcoin as a long-term hold. Gold and BTC working side by side, not competing.

HOW IT WORKS
1️⃣ Download the app and get verified in minutes
2️⃣ Transfer in pounds – your money instantly converts to gold (1 tally = 1mg of gold)
3️⃣ Make everyday card payments in local currency using your TallyMoney Mastercard
4️⃣ Withdraw local currency – access pounds, euros, dollars or yen at ATMs worldwide with your TallyMoney Mastercard. No fees from us. Just your money, wherever you are.
5️⃣ Track your savings and gold price changes directly in the app

No delays. No hidden terms. Just modern money that actually holds its value.
Past performance is not a guarantee of future results.

Questions? Visit tallymoney.com or email support@tallymoney.com

Funds are used to purchase gold, and payments are made from the proceeds of its sale. Your gold is held securely in a Swiss vault.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Convert money into physical gold. Save, track and access your balance globally.
Updated on
Sep 28, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Photos and videos, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

583 reviews
Susie Q
August 25, 2025
The idea of being linked to gold is good but for small amounts of money, say £1000 it's not worthwhile. I didn't realise I would have to pay a fee every time I deposit money which means I have lost about £15, plus monthly fee minimum £3, means I'm immediately £18 down. I'm unlikely to recoup this for a long time. I'm always going to be playing catch-up. I'll give it a bit longer but unless the price of gold skyrockets I'll probably close the account. Not impressed.
97 people found this review helpful
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TallyMoney UK Ltd
August 26, 2025
Hi, thanks for your review. The £3 minimum account fee only starts after your first month with Tally, so you’ve got time to settle in. Tally works best when you build up your savings - whether that’s steady monthly deposits or a bigger lump sum once a year. Over time, you’ll see the real value shine through. -Team Tally
Alin-Adrian Stanescu
January 16, 2023
They don't tell you'll have to pay £19 to open the account. The terms and conditions page has an error 404 and you can't see what are the terms before you proceed (in my case). Personally I think £19 is quite expensive. Replay to tallymoney ltd: I understand that everything costs and probably £19 is not much for the quality of your services, but you still should make it clear before people download the app and create the account.
75 people found this review helpful
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TallyMoney UK Ltd
January 18, 2023
We’re sorry that the fees were not clear to you before applying for your Tally Account. We appreciate this feedback, and will endeavour to make the activation fee clearer going forward while also providing the context shared previously for people to better understand why it exists. Team Tally
Martin Guest
February 17, 2021
Perfect for what I need, a very cheap way to hold gold and spend it if I want with the debit card. The only thing that would be a bonus addition to the site is a tally chart, showing the price history. This way you could set alerts/notifications for price changes as it's not a normal bank account, it would help you monitor your balance. Good work keep it up.
133 people found this review helpful
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TallyMoney UK Ltd
May 26, 2021
Thank you for your feedback, Martin. We have a chart in the app if you go to "Getting Started with Tally" and then "See how Tally holds its value over time", if you have any other suggestions please do share these with us at support@tallymoney.com.

What’s new

We update the app regularly to fix bugs, optimize performance and improve the experience.
Thanks for using TallyMoney!