Scotiabank Mobile Banking

274K reviews
Content rating
PEGI 3
5M+
Downloads
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About this app

Complete your everyday transactions with more ease, accessibility, and security — for banking that’s as flexible as it is fast.

Key features include:

Budgeting, insights, and advice
Create a budget and reach your financial goals faster with personalized insights and advice from Scotia Smart Money by Advice+.

Rewards your way
View your Scene+ points balance and redeem your rewards right in the app.

Mobile cheque deposit
Take a photo of a cheque and deposit money quickly and easily into your account.

TransUnion credit score and report
Check your credit score with TransUnion as often as you want, at no additional cost and zero impact to your score.

Barrier-free banking
With features such as dynamic font sizing and TalkBack compatibility, the app was designed with accessibility top of mind.

Advisor access
Book an appointment to meet with a Scotiabank advisor on the phone or in-person.

Next-level security
Data encryption keeps financial information safer, 2-step verification confirms your identity, and notifications help you stay on top of what’s happening in your accounts.

Switch between Scotiabank apps
Sign in once and navigate easily between the Scotia mobile banking app and the Scotia iTRADE app.

Personalized support
Find quick answers with the Scotiabank chatbot, and connect with a live chat advisor.


Important disclosures

By pressing the button above or by downloading the mobile app published by Scotiabank, you consent to the installation of this app and to future updates and upgrades. You can withdraw your consent at any time by deleting this app, or get instructions on how to remove or disable the Scotiabank mobile app by contacting us at the address below.


The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone.


When you use Scotiabank’s mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its iOS version and manufacturer.


When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information.


We may collect, use, disclose, and retain this information as set out in the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html) and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis, and reporting.


Please note that this app gives you access to Scotiabank accounts held in Canada. For information about our services in other countries, visit scotiabank.com.


Have questions about the app?

Visit scotiabank.com/app or give us a call at 1-877-277-9303 (Canada/USA) so we can help.


The Bank of Nova Scotia

44 King St. West

Toronto, ON M5H 1H1
Designed for real life
Updated on
Oct 2, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

269K reviews
Ganesh Gopan
September 1, 2026
In this digital world, an app is a gateway to the scotia experience. It doesnt work at times. For example, when I want to transfer money and pay bills, it is not showing my accounts. So it is not reliable at times. If it happened once or twice, it is ok, but this has been happening occasionally for months now, which makes the bank look like unreliable and not a very pleasant experience as a customer. If someone from the back end IT team does read this, kindly fix these repeating issues. Ty.
9 people found this review helpful
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Jason Street
August 18, 2026
increase in occurrences of unreliability after the last update, I cannot pay bills using the app. the app appears to "freeze" and cannot access any of the accounts when attempting to pay a bill. the only error message I get is something like this: "something went wrong" try again yes / no? note: I can try as many times as I want, however the result is the same meaning the app can no longer do what it used to be able to do, in this case pay a bill.
11 people found this review helpful
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Ethan Beck
July 23, 2026
I've loved the app up until the last few days. Something is wrong with their Andriod version, I try logging on and it just sits there and loads. Fingerprint access button is also broken. I had to clear the cache and re input all of my information again and deactivate my connection to my phone and reactivate everything just to log in. Wouldn't bother using it until it's fixed or just switch to a better bank.
9 people found this review helpful
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What’s new

• Bug fixes and performance improvements.