bunq

40K reviews
Content rating
PEGI 3
5M+
Downloads
Content rating
PEGI 3
Users Interact, In-App Purchases
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About this app

Earn up to 3.01% interest on your savings, paid weekly. Open a Savings Account and start growing your money with bunq today.

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

β€’ 3 Bank Accounts to get you started
β€’ 1 Digital Card with Google Pay support
β€’ Scheduled Payments and AutoAccept for requests
β€’ Earn 3.01% interest on USD/GBP savings
β€’ Invest in stocks with ease
β€’ Buy and sell cryptocurrencies in the EEA
β€’ Save up to 90% on roaming costs with an eSIM from bunq

Business features:
β€’ Accept contactless payments with Tap to Pay
β€’ Integration with 50+ bookkeeping tools

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
β€’ 5 Bank Accounts for your everyday needs
β€’ 1 physical card included
β€’ Personalize your physical card to make it uniquely yours
β€’ Shared account access
β€’ Add loyalty cards for quick access
β€’ Unlimited ZeroFX
β€’ 24/7 SOS Hotline for emergencies

Business features:
β€’ Co-founder access
β€’ Shared account access
β€’ Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
β€’ 25 Bank Accounts for effortless budgeting
β€’ 3 physical cards and 25 Digital Cards included
β€’ Personalized budgeting insights and income organiser
β€’ 5 fee-free foreign currency payments/month
β€’ Secondary PIN for multiple accounts on one card
β€’ 20% Discount on stock trading fees
β€’ Student offer: pay €0/month

Business features:
β€’ Add up to 3 employees
β€’ Company Cards (debit or credit) and Tap to Pay access
β€’ AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
β€’ Worldwide Travel Insurance
β€’ 10 fee-free foreign currency payments/month
β€’ 8GB worldwide data
β€’ 50% discount on stock trading fees

Business features:
β€’ Add up to 10 employees
β€’ 500 fee-free transactions/year

Your security = Our priority
Boost your bank security with two-factor authentication and 100% control of cards.

Your deposits = Fully protected
Your money is insured up to €100,000 by the DGS.

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Mobile banking made easy: budget, spend, save and investβ€”all from just one app
Updated on
Oct 1, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 6 others
  • This app may collect these data types
    Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

39.4K reviews
Matthew Shaw
September 17, 2020
Bank of the thieves. Started out as a great bank account with great customer service and an easy to use app has turned into the worst bank I could imagine. Time after time they changed terms & conditions without properly informing you and started to charge you for the most basic of things. I used to recommend this bank to friends, now I'm telling everyone to leave. I have and what a great decision, no more hidden charges! (except the one to close the account!)
168 people found this review helpful
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Ian Kent
January 9, 2022
Just opened the account and verified my ID. But, no way to receive funds and still showing as un verified. So I will be uninstalling the app. I am now receiving constant email "You've had a negative balance at bunq for 1 week. Add money to your account to prevent deactivation of your cards in 7 days." I was not even able to open an account. They are clearly trying to scam me.
53 people found this review helpful
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A Google user
October 3, 2019
I am trying to understand why I should pay 8 euro per month to have a bank account. I'm a monzo user and I think it's a good bank and it allows you to have a bank account without paying any subscription fee and you can still have saving pots. If there reason is because you allow people to have joining account, multiple cards and multiple account then make an option for people they want to use all those features and another basic plan for a people that only need a normal current bank account.
100 people found this review helpful
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What’s new

Here’s what’s new in bunq Update 32:

Receive your replacement card worldwide within days.
Earn more interest on foreign currencies.
Get a Security Alert during phone calls while using bunq to keep you safe.
Track where you paid on the Payments Map and share spots with friends.
Sign up faster for your Business Account with a reliable document upload.
Other fixes and improvements to upgrade your overall experience.