Speed Wallet - Buy Bitcoin

In-app purchases
14.7K reviews
Content rating
PEGI 3
1M+
Downloads
Content rating
PEGI 3
In-App Purchases
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About this app

Speed Wallet makes Bitcoin, gold, and stablecoins simple to buy, send, spend, and sell — all in one crypto wallet. Pay instantly over the Lightning Network, send USDT over Lightning with USDT-L, add cash at 17,000+ US stores, and earn sats for building a daily buying habit. With Speed Vault, you can also securely store your assets for the long term.

WHAT YOU CAN DO
- Buy Bitcoin and crypto with your card or bank in a few taps
- Send and receive BTC on-chain or over Lightning for near-instant, low-cost payments
- Send USDT over Lightning with USDT-L, or send USDT and USDC on-chain
- Hold BTC, Gold (XAUt), USDT, USDC, and USDT-L in one wallet
- Swap between Bitcoin, stablecoins, and gold inside the app
- Sell and cash out to your US bank or debit card*
- Add cash at 17,000+ US retail stores — no bank account needed**
- Buy gift cards from global brands and earn Bitcoin back

WHY SPEED
- Buy and sell in one place: multiple payment methods, with the price and fees shown before you confirm
- USDT-L: dollar-stable payments with the speed and low cost of Lightning
- Speed Streaks: buy $10+ of Bitcoin daily, hit monthly milestones, and earn rewards in sats. Streak Shield protects your streak if you miss a day. Terms apply.
- Built for everyday use: Bitcoin, stablecoins, and gold you can actually spend

TRANSPARENT FEES
- On-chain network fees apply only when sending on-chain
- Lightning routing fees are minimal
- Network gas fees apply to on-chain stablecoin transfers
- No hidden charges

SECURITY
Your account is protected with biometric lock and 2FA. Identity verification may be required depending on your region. Your personal data is handled confidentially.

Download Speed Wallet and start using Bitcoin, stablecoins, and gold every day.

Follow us on X, LinkedIn, YouTube, and Instagram.

—
*Sell & Withdraw: US only. Card withdrawals are instant; bank withdrawals follow normal banking hours. Fees are shown before you confirm. Limits and eligibility vary, and your bank or card provider may charge additional fees.
**Cash add: US residents only, at participating retailers. $20 min / $500 max per transaction. Retail fee up to $4.95. Funds typically arrive within 15 minutes. Service provided by Green Dot®.

Features and availability vary by region and eligibility. Crypto assets are volatile and involve risk, including possible loss of value.

Speed Wallet (speed.app) is operated by Speed1, Inc. Crypto services are provided by CoinX USA, LLC, a FinCEN-registered Money Services Business (Reg. #31000292053099).
Buy, Send & Receive Bitcoin, USDT, USDC, XAUT & Crypto instantly
Updated on
Oct 1, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 4 others
  • This app may collect these data types
    Personal info, Photos and videos and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

14.5K reviews
Nickolas Lang
September 13, 2026
A heads up about "Scheduled maintenance" would be great. Didn't get an in app notification, push notification, nothing. Can't access the app at all now because of what they call "Scheduled maintenance" so no clue if any transactions actually are going through or just lost (or going into the developer's pocket).
3 people found this review helpful
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Speed1 Inc
September 19, 2026
Hi Nickolas, sorry for the lack of notice. We'll work on communicating scheduled maintenance better. Your transactions aren't lost — please email support@speed.app with your registered email if anything looks off once the app is back up.
Refer Code: JIT67FNTIND
August 11, 2026
I love🛟 the app! The app is soo much faster when downloading, and now it feels more stable too. Earlier, syncing happened pretty much every time you opened the app, started, stopped, or edited an entry, which made the experience frustrating. Not to mention being 🌴unable to use the app during syncing because it literally stopped responding until it was done. Stopping an entry also took several seconds, and those extra seconds were added to the entry.
8 people found this review helpful
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Sean Chittick
September 17, 2026
Pretty solid App just a tad confusing as to knowing how to send the Crypto currencies and how it all differs from cash value. My first send took multiple transactions before I could figure put how to send the amount that I had wanted to send to begin with. Still learning it.
4 people found this review helpful
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What’s new

Performance Enhancements: Enjoy a faster, smoother experience with optimizations across the app.
Bug Fixes: We’ve squashed pesky bugs to ensure a more reliable and seamless wallet experience.
Visual Enhancements: Improved UI elements for better navigation and usability.
Security Updates: Enhanced encryption and security protocols to keep your transactions safe.
General Improvements: Fine-tuned features to provide a more efficient and intuitive user experience.